Built by developers, for developers.
Hi, I'm Mazid, a B.Tech Computer Science student and the founder of FundGate.
FundGate wasn't created inside a large company or by a team of hundreds of engineers. It started as a personal project while I was building websites, Telegram bots, SaaS products, and other digital services.
Like many independent developers, I discovered that integrating a traditional payment gateway wasn't always easy. Lengthy approvals, complex onboarding, and strict technical requirements often made it difficult for students, freelancers, indie developers, and small businesses to start accepting online payments.
Enterprise-focused solutions aren't always ideal for small projects looking to launch quickly.
I believed there had to be a simpler way. That's why I built FundGate.
FundGate provides a lightweight developer platform that simplifies UPI payment integration. Instead of requiring a traditional Payment Gateway Merchant Key, users simply connect their own Paytm Merchant Account, generate a FundGate API Key, and begin accepting payments within minutes.
Our mission is simple:
To make UPI payment integration fast, affordable, and accessible for every developer, student, creator, freelancer, and small business in India.
We believe developers should spend their time building great products—not struggling with payment gateway setup.
Our vision is to become one of India's most developer-friendly UPI payment integration platforms by simplifying online payment acceptance for independent developers and growing businesses.
Using FundGate is simple. Create an account, connect your Paytm Merchant Account, generate API keys, and integrate our REST APIs. To start accepting payments, you only need:
Unlike traditional integrations, you don't need a Paytm Payment Gateway Merchant Key.
FundGate does not intentionally hold customer funds. Payments are settled directly into the merchant's connected Paytm Merchant Account.
FundGate provides the developer tools, while your payments continue to settle directly to your own merchant account securely and instantly.
Unlike many platforms that charge per-transaction fees (MDR), FundGate follows a simple monthly subscription model. This means predictable pricing, no hidden charges, and unlimited developer access based on your plan.
Every new account receives a 3-Day Free Trial with ₹5,000 transaction volume so developers can test the platform thoroughly before purchasing.
FundGate is perfectly scoped for:
With simple REST APIs, integration takes only a few minutes.
Need a quicker way? FundGate lets you generate Public Payment Links that customers can pay using Google Pay, PhonePe, Paytm, BHIM, or any UPI App via QR Scan & Pay.
Trust is everything when it comes to payments. FundGate is built with modern security practices, encrypted communication, secure authentication, protected API Keys, and privacy-first principles.
We only collect the information required to provide our services and we never sell your personal information.
Current Scope: UPI payment acceptance using connected Paytm Merchant Accounts, REST APIs, Public Payment Links, QR Scan & Pay, and a Developer Dashboard with subscription pricing and API Key Management.
Future Roadmap: FundGate will continue expanding with new developer-focused features, including Webhooks, Official SDKs (Node.js, Python, PHP, Java, Go), Team Workspaces, Analytics Dashboard, Transaction Insights, Custom Checkout UI, Mobile Dashboard, Plugin Ecosystem, and Additional Merchant Provider Support.
Founder & Developer • B.Tech Computer Science Student
Passionate about building developer tools, automation, APIs, and products that make technology simpler for everyone.
FundGate is an independent software platform that works alongside Paytm Merchant Accounts. Payments are processed and settled through the connected merchant account. FundGate provides developer tools and APIs to simplify payment integration. Paytm is a trademark of its respective owner. FundGate is not affiliated with, endorsed by, or sponsored by Paytm.
FundGate is developed as an independent software platform by Mazid (MazidSpace) for developers and businesses. Users are responsible for ensuring that their use of FundGate complies with applicable laws, regulations, and the terms of the payment services they connect. Any misuse, fraudulent activity, or violation of third-party terms is solely the responsibility of the account owner.