The Payment EngineBuilt for India.

Lightning-fast UPI settlements directly to your bank account. Zero MDR, zero holding periods. Developer-first APIs ready in 10 minutes.

Start Processing Free
View API Docs
₹0
Setup & MDR Fees
0%
Instant Settlements
0.00%
API Uptime SLA
Zero Transaction Fees Instant UPI Settlements ₹0 MDR 99.99% Uptime SLA Bank-Grade AES-256 NPCI Compliant Developer First APIs Real-Time Webhooks Dynamic QR Codes Zero Transaction Fees Instant UPI Settlements ₹0 MDR 99.99% Uptime SLA Bank-Grade AES-256 NPCI Compliant Developer First APIs Real-Time Webhooks Dynamic QR Codes Zero Transaction Fees Instant UPI Settlements ₹0 MDR 99.99% Uptime SLA Bank-Grade AES-256 NPCI Compliant Developer First APIs Real-Time Webhooks Dynamic QR Codes
Platform Features

Everything you need.
Nothing you don't.

We stripped away the complexity of traditional gateways to give you exactly what matters: fast, reliable, fee-free transactions.

Universal UPI Support

Universal UPI Support

Receive payments seamlessly from any UPI-enabled application, including Google Pay, PhonePe, Paytm, and all major Indian banks.

Lightning Fast Processing

Lightning Fast Processing

Transaction confirmations processed in less than 2 seconds, seamlessly paired with automated server alerts.

Bank-Grade API Security

Bank-Grade API Security

Built with rigid API key authentication, end-to-end payload encryption, and strict HTTPS protocols to ensure maximum data safety.

Merchant Dashboard

Merchant Dashboard

A comprehensive central hub to track live transactions, analyze conversion rates, and export detailed financial reports.

Real-Time Webhooks

Real-Time Webhooks

Instant server-to-server notifications. Configure your callback endpoint once to receive immediate, guaranteed status updates.

Smart Order Management

Smart Order Management

Programmatically generate orders, distribute secure payment links, and handle automated expiries for pending transactions.

Supports all major UPI apps
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
PhonePe
Google Pay
Paytm
Amazon Pay
UPI
Developer API

Built by developers,
for developers.

A payment gateway that doesn't make you want to pull your hair out.

Integrate in minutes.
Not weeks.

Two API calls — create and verify. That's all it takes to accept payments on any platform.

Idempotent REST endpoints with clear error codes
Hosted checkout page with animated QR code
Server-side payment verification for security
100% webhook delivery guarantee with retries
Sandbox environment for testing
const response = await fetch('https://api.fundgate.mazid.dev/api/developer/create', {
  method: 'POST',
  headers: {
    'x-api-key': 'sk_live_••••••••',
    'x-fundgate-userid': 'usr_12345',
    'x-fundgate-upi': 'merchant@ybl',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({ amount: 499.00 })
});
const data = await response.json();

/* Expected Response:
{
  "status": "success",
  "checkout_url": "https://fundgate.mazid.dev/checkout/f47a..."
}
*/
Pricing

Simple, transparent pricing.

No hidden fees, no per-transaction charges. Just a flat subscription.

Starter
₹99/mo

Volume Limit: ₹10,000/mo

  • UPI Payments
  • Standard Support
  • 1 Merchant Connect
  • ₹10,000 Monthly Limit
  • API Access
  • Auto Verify
  • QR Payments
  • Custom Payment Pages
Get Started with Starter
Growth
₹199/mo

Volume Limit: ₹30,000/mo

  • UPI Payments
  • Priority Support
  • 3 Merchant Connect
  • ₹30,000 Monthly Limit
  • API Access
  • Auto Verify
  • QR Payments
  • Custom Payment Pages
Get Started with Growth
POPULAR
Pro
₹499/mo

Volume Limit: ₹200,000/mo

  • UPI Payments
  • Premium Support
  • 5 Merchant Connect
  • ₹2,00,000 Monthly Limit
  • API Access
  • Auto Verify
  • QR Payments
  • Custom Payment Pages
Get Started with Pro
Business
₹999/mo

Volume Limit: ₹500,000/mo

  • UPI Payments
  • 24x7 Priority Support
  • 10 Merchant Connect
  • ₹5,00,000 Monthly Limit
  • API Access
  • Auto Verify
  • QR Payments
  • Custom Payment Pages
Get Started with Business
Enterprise
₹1,999/mo

Volume Limit: ₹999,999,999/mo

  • UPI Payments
  • Dedicated Premium Support
  • 50 Merchant Connect
  • Unlimited Monthly Limit
  • API Access
  • Auto Verify
  • QR Payments
  • Custom Payment Pages
Get Started with Enterprise
Testimonials

Loved by 500+ businesses.

★★★★★

"FundGate completely changed how we handle payments. Zero MDR means we keep more revenue, and settlements are instant."

RS
Rahul Sharma
Digital Goods Provider
★★★★★

"The REST API is impeccably clean. We integrated in under 20 minutes and processed our first ₹1L in revenue the same day."

PI
Priya Iyer
Telegram Bot Devloper
★★★★★

"Dynamic QR codes for our POS system were a game changer. Customers scan, pay, and we see the money in seconds."

AM
Amit Mehta
Freelancer
Built For You

Who is FundGate for?

FundGate is built specifically for creators and digital businesses who want to skip complex payment gateway onboarding.

Student Developers

Accept payments for college projects and hackathons without enterprise registrations or merchant keys.

Indie Hackers & Freelancers

Launch your micro-SaaS or freelance portfolio and monetize instantly with direct settlement.

Telegram Bot Creators

Automate premium subscriptions and digital product sales inside Telegram effortlessly.

SaaS Founders

Scale your SaaS platform with a zero-MDR subscription-based developer-first payment gateway.

Digital Product Sellers

Sell ebooks, courses, and digital downloads directly using our public payment links.

Gaming Services

Process instant in-game currency top-ups and subscriptions securely using your Paytm Merchant Account.

FAQ

Everything you want to know.

Start accepting payments in 10 minutes.

No credit card required. Full API access. 3-day free trial.

1
Create Paytm Account
Sign up for a free merchant account on business.paytm.com.
2
Get Merchant ID
Log in to your Paytm dashboard and copy your unique Merchant ID (MID).
3
Generate API Keys
Enter your MID and UPI ID here to generate your API keys and start accepting payments.
Get Started Free