The Payment EngineBuilt for India.

Lightning-fast UPI settlements directly to your bank account. Zero MDR, zero holding periods. Developer-first APIs ready in 10 minutes.

Start Processing Free

View API Docs

₹0

Setup & MDR Fees

Instant Settlements

0.00%

API Uptime SLA

Zero Transaction Fees Instant UPI Settlements ₹0 MDR 99.99% Uptime SLA Bank-Grade AES-256 NPCI Compliant Developer First APIs Real-Time Webhooks Dynamic QR Codes Zero Transaction Fees Instant UPI Settlements ₹0 MDR 99.99% Uptime SLA Bank-Grade AES-256 NPCI Compliant Developer First APIs Real-Time Webhooks Dynamic QR Codes Zero Transaction Fees Instant UPI Settlements ₹0 MDR 99.99% Uptime SLA Bank-Grade AES-256 NPCI Compliant Developer First APIs Real-Time Webhooks Dynamic QR Codes

Platform Features

Everything you need.
Nothing you don't.

We stripped away the complexity of traditional gateways to give you exactly what matters: fast, reliable, fee-free transactions.

Universal UPI Support

Receive payments seamlessly from any UPI-enabled application, including Google Pay, PhonePe, Paytm, and all major Indian banks.

Lightning Fast Processing

Transaction confirmations processed in less than 2 seconds, seamlessly paired with automated server alerts.

Bank-Grade API Security

Built with rigid API key authentication, end-to-end payload encryption, and strict HTTPS protocols to ensure maximum data safety.

Merchant Dashboard

A comprehensive central hub to track live transactions, analyze conversion rates, and export detailed financial reports.

Real-Time Webhooks

Instant server-to-server notifications. Configure your callback endpoint once to receive immediate, guaranteed status updates.

Smart Order Management

Programmatically generate orders, distribute secure payment links, and handle automated expiries for pending transactions.

Supports all major UPI apps

Developer API

Built by developers,
for developers.

A payment gateway that doesn't make you want to pull your hair out.

Integrate in minutes.
Not weeks.

Two API calls — create and verify. That's all it takes to accept payments on any platform.

Idempotent REST endpoints with clear error codes

Hosted checkout page with animated QR code

Server-side payment verification for security

100% webhook delivery guarantee with retries

Sandbox environment for testing

Get API Keys

const response = await fetch('https://api.fundgate.in/api/developer/create', {
  method: 'POST',
  headers: {
    'x-api-key': 'sk_live_••••••••',
    'x-fundgate-userid': 'usr_12345',
    'x-fundgate-upi': 'merchant@ybl',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({ amount: 499.00 })
});
const data = await response.json();

/* Expected Response:
{
  "status": "success",
  "checkout_url": "https://fundgate.in/checkout/f47a..."
}
*/

Pricing

Simple, transparent pricing.

No hidden fees, no per-transaction charges. Just a flat subscription.

Starter

₹99/mo

Volume Limit: ₹10,000/mo

UPI Payments
Standard Support
1 Merchant Connect
₹10,000 Monthly Limit
API Access
Auto Verify
QR Payments
Custom Payment Pages

Get Started with Starter

Growth

₹199/mo

Volume Limit: ₹30,000/mo

UPI Payments
Priority Support
3 Merchant Connect
₹30,000 Monthly Limit
API Access
Auto Verify
QR Payments
Custom Payment Pages

Get Started with Growth

POPULAR

Pro

₹499/mo

Volume Limit: ₹200,000/mo

UPI Payments
Premium Support
5 Merchant Connect
₹2,00,000 Monthly Limit
API Access
Auto Verify
QR Payments
Custom Payment Pages

Get Started with Pro

Business

₹999/mo

Volume Limit: ₹500,000/mo

UPI Payments
24x7 Priority Support
10 Merchant Connect
₹5,00,000 Monthly Limit
API Access
Auto Verify
QR Payments
Custom Payment Pages

Get Started with Business

Enterprise

₹1,999/mo

Volume Limit: ₹999,999,999/mo

UPI Payments
Dedicated Premium Support
50 Merchant Connect
Unlimited Monthly Limit
API Access
Auto Verify
QR Payments
Custom Payment Pages

Get Started with Enterprise

Testimonials

Loved by 500+ businesses.

★★★★★

"FundGate completely changed how we handle payments. Zero MDR means we keep more revenue, and settlements are instant."

Rahul Sharma

Founder @ QuickKart

★★★★★

"The REST API is impeccably clean. We integrated in under 20 minutes and processed our first ₹1L in revenue the same day."

Priya Iyer

CTO @ SaasIndia

★★★★★

"Dynamic QR codes for our POS system were a game changer. Customers scan, pay, and we see the money in seconds."

Amit Mehta

CEO @ PayEasy

FAQ

Everything you want to know.

Start accepting payments in 10 minutes.

No credit card required. Full API access. 3-day free trial.

Create Paytm Account

Get Merchant ID

Generate API Keys

Enter your MID and UPI ID here to generate your API keys and start accepting payments.

Get Started Free

The Payment EngineBuilt for India.

Everything you need.Nothing you don't.

Universal UPI Support

Lightning Fast Processing

Bank-Grade API Security

Merchant Dashboard

Real-Time Webhooks

Smart Order Management

Built by developers,for developers.

Integrate in minutes.Not weeks.

Simple, transparent pricing.

Loved by 500+ businesses.

Everything you want to know.

Start accepting payments in 10 minutes.

Everything you need.
Nothing you don't.

Built by developers,
for developers.

Integrate in minutes.
Not weeks.